Saturday, September 15, 2007

Mark Grenier is running for the Green Party of Ontario in the Ontario provincial election, in the Welland riding. Wikinews’ Nick Moreau interviewed him regarding his values, his experience, and his campaign.

Minor alterations not affecting the content have been made to this interview; the original text is available by clicking on the tab marked “Collaboration” for.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

Tuesday, November 1, 2005

The Australian Minister for Foreign Affairs, Alexander Downer, has denied that his department had notification of sexual abuse allegations made by the Australian Guantanamo Bay detainee, David Hicks in 2003/2004.

“I’d like to see the evidence for this, and we would ask those who make the claims to present us with the evidence, let us look at the evidence, because obviously we are opposed to rape,” he said after the Four Corners current affairs TV program presented an exposé relating to the alleged reasons for the detention of David Hicks at Guantanamo Bay. The program included an interview with David Hicks’ father Terry Hicks who said that David had told him that the Americans gave him injections and then penetrated him anally with various objects.

Mr Downer’s claims were contradicted by Hicks’ military lawyer, Major Michael Mori who said that an Australian official was present during an interview that was part of the US investigation in 2004 and David Hicks had detailed the issues of being assaulted during that interview. Mr Downer declined to answer these claims when approached by the ABC Radio program The World Today but a department official confirmed the Government’s position that it was not aware of Mr Hicks’ torture claims.

The Labor Party opposition Foreign Affairs Spokesman, Kevin Rudd said in an interview on Lateline that Mr Downer “has just washed his hands of these matters” and that he had “adopted a posture of leave it to the Americans and trust the Americans. But when it comes to Guantanamo Bay, with due respect to our friends in Washington, I don’t think that’s good enough.”. Mr Rudd is calling for an independent third party such as the International Red Cross to investigate the claims.

Monday, October 1, 2007

Tyler Currie is running as an Progressive Conservative candidate in the Ontario provincial election, in the riding of Trinity-Spadina. Wikinews’ Nick Moreau interviewed him regarding his values, his experience, and his campaign.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

Thursday, October 3, 2013

A review this week by Wikinews of US Consumer Financial Protection Bureau (CFPB) complaints about mortgages in the United States shows Bank of America leads all lending institutions in complaints.

Since mortgages complaints were recorded in December 2011, 77,622 total have been added to CFPB’s database. 29.2% of these complaints involved Bank of America, with the second most received by Wells Fargo, accounting for 15.5% of all complaints. JPMorgan Chase ranked third by volume of complaints with 9.8%. Ocwen was fourth with 8.7% and Citibank was fifth with 4.8%. Nationstar Mortgage; Green Tree Servicing, LLC; HSBC; PNC Bank; U.S. Bancorp; OneWest Bank; SunTrust Bank; Flagstar Bank; and Select Portfolio Servicing, Inc. each had between 1.0 and 3.8% of total complaints. The remaining 14.4% of all complaints about consumer mortgages were divided between about 530 other lending institutions.

The Motley Fool reported last month that for the past fiscal quarter, the biggest US based mortgage lenders were from first to fifth Wells Fargo, JPMorgan Chase, Bank of America, Quicken Loans and U.S. Bancorp.

According to the US Federal Reserve, debt for family residences stands at US$10.706 trillion for the second quarter of 2013. As of the end of June of this year, Bank of America is the United States’s second largest commercial bank with US$1.343 trillion in domestic assets. Wells Fargo is the fourth largest commercial bank with US$1.251 trillion in domestic assets. JPMorgan Chase is the largest US commercial bank with US$1.329 trillion in domestic assets and US$1.947 trillion in total assets.

The mortgage complaints in the CFPB report include several subproducts. Conventional fixed mortgages account for 27.1% of all complaints. Conventional adjustable mortgages account for 10.0%. FHA mortgages account for 7.7% of all complaints. Home equity loans or lines of credit account for 3.8% of all complaints. VA mortgages are 1.4% of all complaints. Second mortgages and reverse mortgages each account for 0.6% of complaints. The remaining 48.7% of complaints are about other mortgages or other mortgage issues. A few years ago, FHA loans accounted for about 10% of all US mortgages while VA loans accounted for about 3%. Prime loans accounted for over 75% of the market and the rest were subprime mortgages.

California leads all states by volume of complaints with 14768. It is followed by Florida, New York, Georgia and Texas. When complaints are divided by a state’s total population, New Hampshire leads. The state is followed by Washington D.C., Maryland, Georgia and Florida. Complaints do not correlate with national rankings for August’s foreclosure rate by state where Nevada topped the list, followed by Florida, Ohio, Maryland and Delaware.

Two zip codes account for over 1,000 total complaints between them. 565 complaints originated in the 48382 zip code, which is in Commerce Township, Michigan, located in suburban Detroit. 553 complaints originated in the 33071 zip code, in Coral Springs, Florida. According to real estate website Zillow, there are currently 1,033 properties in foreclosure in Coral Springs while Commerce Township only has 131 properties currently in foreclosure. Four other zip codes have 100 plus complaints originating from them. 91730, in Rancho Cucamonga, California, had 158 complaints. 33409, in West Palm Beach, Florida, had 132. 92626, in Costa Mesa, California, had 125 complaints. 92660, in Newport Beach, California, had 122 complaints. Respectively, the towns had 534, 1,068, 153, and 134 properties currently in foreclosure. These numbers are higher than for the cities of a few sampled zip codes where there was only one complaint, such as Gold Hill, Oregon which has 4 properties in foreclosure, and Decatur, Illinois which has 6 properties in foreclosure.

The CFPB categorizes complaints into six categories: “Loan modification, collection,foreclosure” or problems when a person is unable to pay; “Loan servicing, payments, escrow account” or problems with making a payment; “Application, originator, mortgage broker”; “Credit decision / Underwriting”; “Settlement process and costs”, and “Other”. The CFPB says the complaint types indicate consumers “appear to be driven by a desire to seek agreement with their companies on foreclosure alternatives. The complaints indicate that consumer confusion persists around the process and requirements for obtaining loan modifications and refinancing, especially regarding document submission timeframes, payment trial periods, allocation of payments, treatment of income in eligibility calculations, and credit bureau reporting during the evaluation period.” Currently, 59.6% of all complaints against lenders deal with being unable to pay. 25.1% deal with problems in making a payment. 7.0% have to do with the application process.

Of the complaint-heavy zip codes, for 48382 in Commerce Township, Michigan, 98.9% of all complaints have to deal with being unable to pay. Accounting for 23.4% of all mortgage complaints in Commerce Township, 132 of the complaints for being unable to pay were made regarding Bank of America, accounting for 97.8% or all but 3 complaints against them from the zip. 121 of the Bank of America responses in Commerce Township were closed with explanation and 12 were closed with non-monetary relief. 33071 in Coral Springs is different, with 537 of the 553 complaints being categorized under other. Only 11 complaints relate to foreclosure and issues with being able to pay. 92626 in Costa Mesa, where 32% of the mortgage complaints were about Bank of America and 26.4% were about Wells Fargo, had 93.6% of its complaints dealing with being unable to pay. 5 total complaints dealt with payment issues and 3 dealt with applications.

Beyond regional variance in complaint types lodged, the top five mortgage lenders by volume of complaints all had being unable to pay as their top complaint category, ranging between 55.8% for Citibank and 69.4% for Bank of America. Problems with payment accounted for the second largest area of complaints, with Ocwen having the largest percentage of complaints at 31.9% and Bank of America having the smallest at 18.8%. Foreclosure was the top area of complaints for a number of other lending institutions including 1st Alliance Lending, OneWest Bank, Ally Bank, Banco Popular de Puerto Rico, Bank of the West, BMO Harris, BOK Financial Corp, Caliber Home Loans, Inc, Capital One, Deutsche Bank and EverBank.

Nationally, complaints reached a high of 5,840 for January 2013, 1,107 more than the next highest month of April 2013. The total emerging for September is the second lowest since records were first kept in December 2011. On a state by state level, this pattern largely repeats with a major exception for Florida which saw a peak of 849 complaints in June 2012. Then, as now, Florida was one of the top five states in the nation in its foreclosure rate. The national January spike came as the Qualified Mortgage standard required by the The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 came into play. It required mortgage lenders to take steps to insure borrowers could repay their mortgages.

Bank of America’s complaint volume follows the national trend, with a spike in January 2013 with 1,925 total complaints. Unlike nationally, the next month by volume of complaints was February of this year with 1,598 complaints. Prior to that, the highest month was May 2012 with 1,418 complaints. The lowest volume of complaints is September this year with 334.

Wells Fargo matched national trends for volume of complaints by month, with the exception of the current month being the lowest on record for number of complaints with 197 compared to the next lowest month, December 2011, when they had 221. JPMorgan’s complaint volume by month spiked in January and March of this year with 504 complaints. April of this year was the next highest month with 493 complaints, edging out May of last year with 488 complaints. September this year is on track to be the lowest month by complaint volume.

The federal government shutdown is unlikely to impact the current mortgage situation in the United States directly for most consumers, though mortgage processing by the Federal Housing Administration could be slower, resulting in fewer mortgages processed.

Monday, July 19, 2010

A person has died after being involved in a collision between a bus and a bicycle in Hampshire in the south of England, United Kingdom. The woman, who has not been publicly identified, was cycling in the seaside resort of Southsea when a number 700 Stagecoach single-decker bus, which was travelling from Brighton to Southsea, collided with her bicycle at approximately 1315 BST (1215 UTC) on Saturday. A helicopter transported the woman to Southampton General Hospital, where she died at approximately 1630 BST (1530 UTC) on the same day.

None of the occupants of the bus were injured. The 53-year-old bus driver has now been arrested on suspicion of causing death by dangerous driving. Hampshire Constabulary is requesting any witnesses to the accident to contact them. PC Phil Hunt also mentioned: “We are also trying to trace the passengers, who left the scene before we could speak to them.”

The road traffic accident occurred in an area where Portsmouth City Council had been intending to place a new cycle route, but the plans to do so were cancelled last week. The plans, which would have cost £250,000 (US$382,373, €296,481, A$441,126), were said to have been cancelled due to financial difficulties.

Portsmouth Cycle Forum vice chair Jon Spencer has stated: “Sadly, we’ve had to wait less than a week for a brutal illustration of why we need this cycle route.” The vice chair of the local cycling group continued: “The road at Clarence Pier is very narrow, very crowded by parked cars and very busy. It is the most popular part of the seafront but at the moment it is a no-go area for cyclists. The city council are obviously happy for this to remain the case.”

John Holland, the chair of the Forum, wrote on PompeyBUG, a local cycling Internet forum: “Portsmouth Cycle Forum is very sad to learn of the death in a road accident of a woman cyclist at Clarence Esplanade on Saturday 17 July. Our thoughts lie with her family and friends to whom send our deepest condolences. The cyclist was involved in collision with a bus in the vicinity of Pier Road and Clarence Esplanade, close to Clarence Pier.

“This terrible accident is yet another reminder that large vehicles, busy traffic and cyclists are not a happy mix. Whilst it will be some time before the details are made public, we urge the Portsmouth City Council to press ahead with making this section of our seafront much safer and calmer for all. Almost exactly one year ago, a cyclist was seriously injured Clarence Esplanade when a car reversed blindly from a parking bay into the road.

“Portsmouth City Council is on the verge of postponing Phase 2 of the Southsea Seafront Cycle Route. Had this been in place yesterday then this awful incident might have been avoided. We urge councillors to think again. A safe and segregated cycle route can be built – one which doesn’t loose any car parking, one which doesn’t stop people looking out to sea from their cars, one which doesn’t involve cycling on the promenade. We will be pushing hard for this – we don’t want any more injuries and fatalities on our seafront roads.”

Sunday, December 1, 2013

Thai-Japanese Bangkok Youth Center, Bangkok —The Australia men’s national wheelchair basketball team, known as the Rollers, and the Australia women’s national wheelchair basketball team, known as the Gliders, won gold medals on Friday, the final day of the Asia–Oceania Zone Wheelchair Basketball Championships in Bangkok, Thailand. The eight day championship was opened on November 22.

Ten countries competed for places at the International Wheelchair Basketball Federation (IWBF) World Championships next year — ten in the men’s: Japan, Iran, China, Malaysia, Taipei, Australia, Korea, Kuwait, New Zealand and Thailand; and four in the women’s: Australia, Japan, China and Thailand. For the Australians, it was a rare opportunity to play teams from neighboring countries. Their efforts to help other teams were appreciated; after one game the Kuwait men led a cheer of “Aussie! Aussie! Aussie!” To which the Thai women replied: “Oi! Oi! Oi!”

Both the Australian teams went through the tournament undefeated. The Gliders defeated China in the gold medal game 57–35. The Rollers then took to the court and defeated Korea 63–46. Iran and Japan won the men’s and women’s bronze medal matches.

This was one of four zone championships. The zones correspond to those of the IPC and FIBA: Americas, Europe, Asia–Oceania and Africa. Each zone is guaranteed one place at the World Championships. Under recently-introduced rules, performance at the Paralympic games gains additional spots for the zone, not for the country. Only the home team is guaranteed a place.

The new zone system has already proved controversial, with Algeria defeating South Africa in the recent Africa Zone Championships in Angola to grab the sole spot allocated to Africa, and Canada missing out on one of the four men’s spots for the Americas zone. In a shock result, these places went to the United States, Argentina, Mexico and Colombia. Great Britain, Turkey, Spain, Sweden, Italy, Germany and the Netherlands are to round out the championships as the men’s teams from the European Zone.

The men’s World Championship are to be held in July next year in Incheon, South Korea, while the women’s are to be in Toronto, Canada. Maureen Orchard. President and Secretary General of the IWBF told Wikinews the women’s competition will in no way be inferior to the men’s. The women are to be put up in a five-star hotel, and play at Toronto’s Maple Leaf Gardens. Without their men’s team competing, the women’s competition is expected to generate considerable interest in Canada. The home team is to be joined by teams from the Netherlands, Germany, Great Britain, France, the United States, Brazil, Mexico, and Peru to compete against the winners from the Asia–Oceania Zone.

The sport of wheelchair basketball has great popularity. In London, additional seats at the North Greenwich Arena sold out online within minutes.

Saturday, April 2, 2005

Chicago city inspectors closed the landmark Lithuanian restaurant Healthy Food on Thursday, after finding mouse feces on the meat slicer and cutting board, and a dead mouse in the cooler.

The restaurant has operated at 3236 S. Halsted, on the south side of the city in the Bridgeport neighborhood, since the 1930s.

Wikinews reporter David Vasquez placed a call to the restaurant to inquire if they were open. The call was answered by a woman who said, “No, we’re closed. There’s some technical difficulties. I’m sorry. Thank you for calling.” A second phone could be heard ringing in the background.

Streets and Sanitation spokesman Matt Smith told the Chicago Sun-Times, “To reopen, they’re going to have to present us with a revamped game plan for not only rodent control but also housekeeping, they’ll have to make all the corrections that our inspectors point out,” he continued, “and pass a very stringent follow-up inspection.”

Patrons have praised the restaurant’s sauerkraut soup and other dishes over the years. Before it was closed, the restaurant had a lot of traffic from the nearby Cook County Circuit Court. The restaurant was once voted “Best Ethnic Eastern European Restaurant in Chicago”, according to New City.

Wednesday, April 21, 2010

The death toll from a 6.9 magnitude earthquake in the Qinghai province in western China has surpassed two thousand.

The official number of dead is now at 2039, with another 195 missing. 12,135 people were injured by the temblor, over 1400 of which were said to be in serious condition. The quake’s epicentre was in the Yushu county. On Tuesday, rescuers were still searching for survivors buried beneath the rubble of collapsed buildings in and around the town of Jiegu, one of the most badly affected places.

Officials have increased their relief efforts, bringing food, blankets, tents, and other assistance to the area.

Yesterday, an official remembrance day for those killed was held; public entertainment was limited and national Chinese flags flew at half-mast.